On March 26, the 14th Research Seminar on Economic Studies, titled ‘Bank Lending: Trends, Risks, and New Opportunities,’ was held at HSE ICEF. The seminar gathered participants from Russian banks and professors from leading universities in Russia, the US, China, and the Netherlands. Key topics included the development of the banking sector, environmental factors in lending, the impact of managerial competencies on loan quality, prudential regulation and financial stability, and credit risks and strategies.